Alteris insights
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Retirement
What is the retirement age in Australia? Pension age vs preservation age
There is no single official retirement age in Australia. Instead, two ages set by government rules shape when most people can afford to stop working: your…
Accounting and tax
CGT on inherited property: rules, exemptions, and timing
You do not pay capital gains tax (CGT) when you inherit a property in Australia. There is no inheritance tax, and property…
Retirement
Self-funded retirees: Entitlements, tax and what you need to know
A self-funded retiree pays for their own retirement from superannuation, savings and investments rather than relying on the Age Pension. Being self-funded…
Retirement
How an inheritance affects your Age Pension
An inheritance is not counted as income under the Age Pension income test. It affects your pension through the assets test from…
Superannuation
Downsizer contributions: How to boost your super when you sell your home
Selling the family home usually frees up more money than any other single event in retirement. The downsizer contribution rules let you…
Retirement
Transition to retirement: How a TTR strategy works
You do not have to stop working to start drawing on your super. Once you reach age 60, a transition to retirement…
Aged care
Moving to Residential Aged Care: Why Is an Income and Assets Assessment Required Before Going Permanent?
For some people, respite is exactly that: a temporary stay before returning home. For others, it becomes clear that returning home is…
Superannuation
Unpacking 1 July 2026 superannuation changes
Superannuation is once again in the spotlight, with a range of changes taking effect from 1 July 2026, further reinforcing its position…
Latest News
What lies ahead for property investors?
Property investors are entering a very different landscape this financial year. A series of changes, including the tax reforms announced in the…
Aged care
Aged Care for Couples: How the Fees and Pension Work When One Partner Moves Into Care
When one partner moves into residential aged care and the other stays at home, almost every aspect of the household finances shifts…
Latest News
Australian vs International shares
Australian investors naturally feel comfortable investing close to home. We recognise many of the companies listed on the Australian stock market, understand…
Latest News
Investing in the next generation
For many, the goal of investing is about creating wealth for a comfortable financial future, as well as a legacy that supports…
Aged care
Can I use annuities to assist with aged care fees?
Many older retirees face the challenge of funding aged care while preserving their financial security. Aged care fees can be complex and…
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